You can’t help wondering every now and then: what would happen if my ex spouse just died? While that would certainly make your divorce go away, it would also make your ex’s child support payments go away. Because of that, it’s worth paying attention to the ways you can secure child support after death.
While most people assume that their ex will be around to support the kids until they are grown and gone, life doesn’t always work that way.
If something happens, and your ex dies, your kids are going to suffer. Not only will they suffer emotionally, but they also might take a huge financial hit, too.
Your ex will no longer be able to pay child support. S/he will no longer be able to contribute towards the kids’ extracurricular activities or college tuition. S/he will no longer be around to pay part of the kids’ medical bills. What’s more, if your ex was carrying the kids on his/her medical insurance, that will be gone too.
So who will support your kids after your ex dies?
Answer: You. Just you.
How can you make sure that your kids are not left destitute and that your ex somehow provides child support after death?
In this excellent blog posting, Karen Covey offers 6 tips for making sure your kids are provided for if your ex dies.