Social Security benefits will likely account for a substantial amount of your retirement income, so you'll want to get the maximum benefit possible. Sometimes, this means claiming benefits on the work history of a spouse, instead of on your own record.

Claiming benefits on your spouse's work history sometimes make sense even if you're no longer married. In this excellent article, Christ Bieber explains how you can claim benefits on your ex's record so you can maximize your Social Security income.

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